Effective Date: 22 Aug, 2023
1. Acceptance of Terms
Welcome to Vaid IQ! These Terms and Conditions ("Terms") govern your access to and use of our website and services. By accessing or using Vaid IQ's website and services ("Services"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with these Terms, please refrain from using our Services.
Agreement to Terms
Your use of our Services constitutes your acceptance of these Terms, including any future modifications that may be made. You acknowledge that you have read and understood these Terms and that you have the legal authority to enter into this agreement.
Changes to Terms
We reserve the right to update or modify these Terms at any time without prior notice. Any changes to the Terms will be effective immediately upon posting. It is your responsibility to review these Terms periodically for any updates. Your continued use of our Services after any changes to the Terms constitutes your acceptance of the revised Terms.
Additional Agreements
Certain features of our Services may be subject to additional terms and conditions, guidelines, or rules. In the event of a conflict between these Terms and any additional terms, the additional terms will prevail concerning that specific feature.
Consent to Communication
By using our Services, you consent to receive communications from us electronically, including via email, messages, and notifications. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
Legal Capacity
You must be at least 18 years old to access and use our Services. By using our Services, you represent and warrant that you are 18 years of age or older.
2. Use of Services
Eligibility
You must be at least 18 years old to access and use Vaid IQ's website and services ("Services"). By using our Services, you represent and warrant that you meet this eligibility requirement.
Account Creation
When creating an account with us, you are responsible for maintaining the confidentiality of your account and password. You agree to provide accurate, current, and complete information during the registration process. You are also responsible for all activities that occur under your account.
Personal Use Only
Our Services are intended for personal, non-commercial use only. You may not use our Services for any illegal, unauthorized, or prohibited purpose, or in a manner that violates any applicable laws or regulations.
Compliance with Laws and Regulations
You agree to comply with all local, state, national, and international laws and regulations related to your use of our Services. You are solely responsible for ensuring that your use of the Services does not violate any applicable laws or regulations.
Acceptable Use
When using our Services, you agree to refrain from:
Content and Recommendations
Any information, content, or recommendations provided through our Services are for informational purposes only. You acknowledge that any investment, financial, or other decisions you make based on our content are at your own risk.
Modifications to Services
We reserve the right to modify, suspend, or terminate our Services at any time, for any reason, without notice. We are not liable to you or any third party for any modifications, suspensions, or terminations of our Services.
Termination of Access
We may terminate or suspend your access to our Services at our sole discretion, without notice, if we believe that you have violated these Terms or engaged in any activity that could harm our Services or other users.
3. User Conduct
Prohibited Activities
When using Vaid IQ's website and services ("Services"), you agree not to engage in any activities that are unlawful, prohibited by these Terms and Conditions ("Terms"), or that could violate any applicable laws or regulations. Prohibited activities include, but are not limited to:
Content Submission
Any content you submit, post, or transmit through our Services, including reviews, comments, or messages, must adhere to these Terms and applicable laws. You are solely responsible for the content you submit, and you grant Vaid IQ a non-exclusive, royalty-free, worldwide license to use, reproduce, modify, adapt, and publish the content for the purpose of providing and promoting our Services.
Respect for Others
You agree to treat other users of our Services with respect and consideration. Harassment, hate speech, or any form of offensive or harmful behavior towards others is strictly prohibited.
Compliance with Laws
You agree to comply with all local, state, national, and international laws and regulations related to your use of our Services and your interactions with other users.
Reporting Violations
If you become aware of any user engaging in prohibited activities or violating these Terms, please report such behavior to us immediately.
4. Intellectual Property
Ownership of Content
All content available through Vaid IQ's website and services ("Services"), including text, graphics, logos, images, software, and any other materials, is owned by Vaid IQ or its licensors and is protected by copyright, trademark, and other intellectual property laws.
Limited License
Subject to your compliance with these Terms and applicable laws, Vaid IQ grants you a limited, non-exclusive, non-transferable, and revocable license to access and use our Services and the content for personal, non-commercial purposes. You may not use, reproduce, distribute, modify, or create derivative works from our content without the express written consent of [Your Company Name] or the respective content owner.
Trademarks
All trademarks, service marks, logos, and trade names used on our Services are the property of Vaid IQ or their respective owners. You may not use, reproduce, or display any trademarks without the prior written consent of Vaid IQ or the respective trademark owner.
User Content
By submitting any content to our Services, you represent and warrant that you have the right to do so and that the content does not infringe upon the intellectual property rights of any third party. You retain ownership of the content you submit, but you grant Vaid IQ a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, adapt, and publish the content for the purpose of providing and promoting our Services.
Digital Millennium Copyright Act
Vaid IQ respects the intellectual property rights of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please follow our designated procedure for submitting a copyright infringement notice.
5. Privacy
Information Collection
By using Vaid IQ's website and services ("Services"), you acknowledge and agree that Vaid IQ may collect, use, and store your personal information as described in our Privacy Policy. Our Privacy Policy outlines the types of information we collect, how we use and protect that information, and your rights and choices regarding your personal data.
Consent to Data Processing
You consent to Vaid IQ's collection, processing, and storage of your personal information in accordance with our Privacy Policy. You acknowledge that your personal information may be transferred and stored in locations outside of your country, including in jurisdictions that may have different data protection laws.
User Content
Content you submit, post, or transmit through our Services, including personal information, may be accessible to other users or the public, depending on the features of our Services. You are solely responsible for the information you share through our Services.
Marketing Communications
By using our Services, you consent to receive communications from us electronically, including via email, messages, and notifications. You may opt-out of receiving marketing communications at any time by following the instructions provided in the communications or by contacting us directly.
Data Security
We take reasonable measures to protect your personal information from unauthorized access, use, or disclosure. However, please be aware that no data transmission over the internet or electronic storage method is completely secure.
Third-Party Services
Our Services may contain links to third-party websites or services. Vaid IQ is not responsible for the privacy practices or content of those third-party services. We recommend reviewing the privacy policies of those services before providing any personal information.
Children's Privacy
Our Services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.
Changes to Privacy Policy
We may update our Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. We will notify you of any material changes and obtain your consent if required.
6. Disclaimers
Disclaimer of Warranty
You acknowledge and agree that your use of Vaid IQ's website and services ("Services") is at your own risk. The Services are provided on an "as-is" and "as available" basis, without any warranties of any kind, express or implied. Vaid IQ disclaims all warranties, whether express, implied, statutory, or otherwise, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
Accuracy and Reliability
While Vaid IQ strives to provide accurate and up-to-date information, we do not warrant or guarantee the accuracy, completeness, reliability, or timeliness of the content available through our Services. Any reliance you place on such information is at your own risk.
Investment and Financial Information
Any investment, financial, or other advice or recommendations provided through our Services are for informational purposes only. Vaid IQ is not a financial advisor and does not provide personalized investment advice. You acknowledge that any decisions you make based on our content are solely your responsibility.
No Guarantee of Results
Vaid IQ does not guarantee any specific results or outcomes from using our Services. Your individual financial circumstances and market conditions may affect the outcomes of any actions you take.
Third-Party Content
Our Services may contain content from third parties, such as advertisements, links to external websites, or user-generated content. Vaid IQ does not endorse, warrant, or guarantee the accuracy, quality, or reliability of any third-party content.
No Professional Relationship
Nothing on our Services constitutes professional advice or creates a professional-client relationship. You should always consult with appropriate professionals before making any financial, legal, or other decisions.
Technical Issues
Vaid IQ does not warrant that our Services will be uninterrupted, secure, or error-free. We are not responsible for any technical issues, downtime, or disruptions that may occur.
Limitation of Liability
To the extent permitted by law, in no event shall Vaid IQ be liable to you or any third party for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our Services or the content provided.
7. Limitation of Liability
No Consequential Damages
To the extent permitted by applicable law, in no event shall Vaid IQ, its officers, directors, employees, affiliates, agents, or licensors be liable to you or any third party for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of Vaid IQ's website and services ("Services"), even if Vaid IQ has been advised of the possibility of such damages.
Maximum Liability
To the extent permitted by applicable law, the total liability of Vaid IQ, its officers, directors, employees, affiliates, agents, or licensors for any claims, damages, or liabilities arising from or related to your use of our Services shall not exceed the amount you paid to Vaid IQ, if any, for using our Services.
Third-Party Content and Services
You acknowledge that Vaid IQ is not responsible for any third-party content, products, or services linked to or offered through our Services. Any interactions or transactions with third parties are solely between you and the third party, and Vaid IQ shall not be liable for any damages or losses arising from such interactions or transactions.
No Professional Liability
Vaid IQ is not a financial, legal, or professional advisor. Any advice or information provided through our Services is for informational purposes only. You acknowledge that [Your Company Name] is not liable for any decisions or actions you take based on such advice or information.
Force Majeure
Vaid IQ shall not be liable for any failure or delay in performance caused by circumstances beyond its reasonable control, including but not limited to acts of nature, war, terrorism, power outages, and internet service disruptions.
Applicable Law
Some jurisdictions do not allow the exclusion or limitation of certain types of damages or liabilities. If any portion of this "Limitation of Liability" section is found to be invalid or unenforceable under applicable law, the remaining portions shall remain in full force and effect.
8. Third-Party Links
External Websites and Services
Vaid IQ's website and services ("Services") may contain links to third-party websites, applications, or services that are not owned or controlled by [Your Company Name]. These links are provided for your convenience and reference only. Vaid IQ does not endorse, warrant, or guarantee the content, accuracy, quality, or reliability of any third-party websites, applications, or services.
Use at Your Own Risk
You acknowledge and agree that Vaid IQ is not responsible for the availability, content, or practices of any third-party websites, applications, or services. Your use of third-party websites, applications, or services is at your own risk and subject to their respective terms of use and privacy policies.
Responsibility
You are solely responsible for reviewing and complying with the terms of use and privacy policies of any third-party websites, applications, or services that you access through links on our Services. Any interactions, transactions, or communications between you and third parties are solely between you and the third party, and Vaid IQ shall not be liable for any damages or losses arising from such interactions, transactions, or communications.
Third-Party Content
Our Services may also display content from third-party sources, such as advertisements or user-generated content. Vaid IQ is not responsible for the accuracy, quality, legality, or safety of such third-party content.
9. Modification and Termination
Changes to Services
Vaid IQ reserves the right to modify, suspend, or terminate any part of its website and services ("Services") at any time, for any reason, without notice. We may add new features, modify existing features, or discontinue features altogether. Vaid IQ shall not be liable to you or any third party for any modifications, suspensions, or terminations of the Services.
Termination of Access
Vaid IQ reserves the right to terminate or suspend your access to our Services at its sole discretion, without notice, for any reason, including but not limited to your violation of these Terms or engaging in any activity that could harm our Services or other users.
Effect of Termination
Upon termination of your access to our Services, all provisions of these Terms which by their nature should survive termination (including, but not limited to, ownership provisions, warranty disclaimers, indemnity, and limitations of liability) shall continue to apply.
User Data
Upon termination of your account, Vaid IQ may retain certain information and data related to your account for purposes of record-keeping, compliance, or as required by law.
Notice of Changes
We may notify you of significant changes to these Terms or the Services through prominent notices on our website or via email to the address associated with your account. It is your responsibility to review these notices and familiarize yourself with any changes.
10. Indemnity
Indemnification
You agree to indemnify, defend, and hold harmless Vaid IQ, its officers, directors, employees, affiliates, agents, licensors, and suppliers from and against all claims, damages, liabilities, losses, costs, and expenses (including reasonable attorneys' fees) arising from or related to your use of Vaid IQ's website and services ("Services"), your violation of these Terms, or your violation of any rights of another.
Defense of Claims
Vaid IQ reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will cooperate with Vaid IQ in asserting any available defenses.
Third-Party Claims
This indemnity provision shall survive your use of the Services and any termination or expiration of these Terms. You acknowledge and agree that this indemnity extends to any claims made by third parties, including other users of our Services.
11. Governing Law
Applicable Law
These Terms and Conditions ("Terms") shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law principles.
Jurisdiction
Any disputes arising under these Terms or related to your use of Vaid IQ's website and services ("Services") shall be subject to the exclusive jurisdiction of the courts of [Your Jurisdiction]. You consent to the personal jurisdiction and venue in [Your Jurisdiction] and waive any objections to such jurisdiction or venue.
International Users
If you access or use our Services from outside [Your Jurisdiction], you do so at your own risk and are responsible for compliance with the laws of your jurisdiction.
12. Entire Agreement
Entire Agreement
These Terms and Conditions ("Terms") constitute the entire agreement between you and Vaid IQ regarding your use of Vaid IQ's website and services ("Services"). These Terms supersede and replace any prior agreements, understandings, or arrangements between you and Vaid IQ, whether oral or written.
Severability
If any provision of these Terms is found to be invalid, unlawful, or unenforceable by a court of competent jurisdiction, such provision shall be severed from the remainder of these Terms, which shall remain in full force and effect.
Waiver
The failure of Vaid IQ to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision unless acknowledged and agreed to by [Your Company Name] in writing.
13. Contact Us
Contact Information
If you have any questions, concerns, or requests related to these Terms and Conditions ("Terms"), please contact us at:
Communications
By using our website and services ("Services"), you consent to receive communications from us electronically. We may contact you via email, messages, notifications, or other means regarding updates, changes to these Terms, or other important information related to your use of our Services.
14. Changes to the Terms
Updates to the Terms
Vaid IQ reserves the right to update, modify, or revise these Terms and Conditions ("Terms") at any time, for any reason, without prior notice. Any changes to the Terms will be effective immediately upon posting on our website. It is your responsibility to review the Terms periodically for any updates.
Notice of Changes
We may notify you of significant changes to these Terms through prominent notices on our website or via email to the address associated with your account. By continuing to use Vaid IQ's website and services ("Services") after any changes to the Terms, you acknowledge and accept the modified Terms.
Consent to Changes
Your continued use of our Services after any changes to the Terms constitutes your consent to the updated Terms. If you do not agree with the changes, you should discontinue your use of our Services.
By using our services, you agree to the terms outlined in these Terms and Conditions.
Last updated: 22 Aug, 2023