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9 May Personal Finance

Don’t Get Stuck Renting Your “Dream”: Buy Smart and Build Wealth!

While taking a home loan, Ever feel like you’re pouring money into rent, but never truly owning your place? There’s a smarter way! Here’s how to buy your dream home strategically and achieve financial freedom: **Step 1: ** Calculate Rental Yield (What It Is & How to Do It): Rental yield shows the annual return […]
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1 May Personal Finance

Being Cheap is Not Being Financially Strategic: Why Cutting Corners Can Cost You More in the Long Run

Frugality is often celebrated as a financial virtue, but there’s a crucial distinction between being smart with your money and being simply cheap. While saving on unnecessary expenses is important, prioritizing the lowest price over quality can backfire spectacularly and end up costing you more in the long run. Here’s how: The solution lies in […]
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16 Feb Personal Finance

Building Your Own Stark Industries: From Dreams to Financial Freedom

Remember Tony Stark? The brilliant billionaire playboy philanthropist with an endless supply of cool tech and the freedom to chase his superhero dreams? While replicating his exact path might be tricky (arc reactors are still in the works), achieving a similar level of financial freedom and pursuing your passions is definitely possible. Buckle up, because […]
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9 Feb Personal Finance

Winter is Coming: Prepare Your Finances for the Frost of Uncertainty

While the current winter season may be nearing its end, it’s essential to remember that financial risks, much like winter itself, are cyclical and can return unexpectedly. Therefore, it’s crucial to adopt a proactive approach to financial preparedness to ensure you’re equipped to weather any potential storms throughout the year. Just like squirrels gather nuts […]
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8 Feb Personal Finance

Taking a loan against your mutual funds: What you need to know

If you need money quickly and don’t want to sell your mutual fund shares, you can take out a loan against them. This is called a “loan against mutual funds (LAMF)” or “securities lending”. Benefits of LAMFs Things to consider before taking out a LAMF Is a LAMF right for you? A LAMF can be […]
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29 Jan Personal Finance

Are You Investing… Or Just Stashing Away Cash?

Hold on a sec before you pat yourself on the back for that hefty savings account. Sure, squirreling away money feels responsible, but are you investing in your future, or just watching it slowly shrink? Here’s the deal: saving is like shoving your money under a mattress. It’s safe, yes, but it also loses its […]